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Is your business prepared to handle unexpected events such as water damage or employee injury? 50% of small businesses either don't have enough insurance or don't have any at all! (Insurance Information Institute) Apply for business insurance now! Apply Now
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A fast and free way to comparison shop for business insurance. Simply fill out the online form and in seconds they will match you to the companies with the best rates!  Click here
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Netquote Business Insurance
A fast and free way to comparison shop for business insurance. Simply fill out the online form and in seconds they will match you to the companies with the best rates!  Click here

  • Questions to ask when shopping around for business insurance coverage: What are the main risks being insured against? Does the business insurance policy cover those risks? Are there gaps in the business insurance coverage? Will the business insurance policy be handy when the claim comes in?
  • The two mains types of business liability insurance are general liability and professional liability. General liability insurance protects a company in the case where the insured party causes a bodily injury or property damage to others. Professional liability provides coverage for claims resulting from professional activities or services provided to a customer.
  • Error and omissions business insurance protects people that give advice or make other recommendations to clients. Some professions that require business error and omission insurance are teachers, comsultants, web page designers and more.
  • Standard business insurance policies often provide coverage for fire and theft of office equipment, trip and fall lawsuits and more.
  • Business insurance.
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Business insurance


About Business Insurance

Getting business insurance can protect you from financial losses due to damaged or stolen property. Business insurance can also protect you from client losses due to injury in your business property or losses from using your services. Basic business insurance covers theft and damage of office equipment, trip and fall lawsuits and other situations.

Types of Business Liability Insurance

The two major types of business liability insurance are general liability and professional liability. General liability protects a business in cases where the business casues bodily injury or property damage. Porfessional liability insurance protects a business from claims stemming from the services given to clients by the business. Business insurance. Sometimes this type of business insurance is referred to as errors and omissions insurance.

Claims-Made Business Insurance vs. Occurrence Business Insurance

An occurrence business insurance policy pays for claims on events that occurred during the policy period no matter when the claim was filed. A claims-made policy only pays for claims that were filed while the business insurance policy was in force.

Questions to Ask When Buying Business Insurance

What are the specific or unique risks of my business? Does the business insurance policy fully address these risks? Does the business insurance policy have any gaps? Will the policy be available when a claim comes in?

Errors and Omissions Business Insurance

This type of business insurance protects people that provide advice or make recommendations to others. People who need errors and omissions business insurance include consultants, lawyers, teachers, software developers and more. Errors and omissions insurance is different from general liability insurance because it seeks to protect the business owner from your clients in the event they claim damage or file a lawsuit against the company.

Where Can I Apply for Business Insurance?

he easiest why to apply for business insurance is online. Start by clicking on the various links on this site. Some sites allow you to apply once for business insurance and then get multiple business insurance offers online.
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